Free SIP Investment Calculator
Estimate your mutual fund returns with our easy-to-use Systematic Investment Plan calculator. Visualize how your money can grow over time with regular investments.
Monthly Investment ($)
5000
Expected Return Rate (p.a. %)
12
Time Period (Years)
10
Invested Amount:
$6,00,000
Estimated Returns:
$11,56,270
Total Value:
$17,56,270
How to Use This SIP Calculator
Our SIP calculator helps you project the potential returns from your regular mutual fund investments. Simply adjust the three inputs:
- Monthly Investment: Enter how much you plan to invest each month ($500 to $1,00,000)
- Expected Return Rate: Set your anticipated annual return rate (1% to 30%)
- Time Period: Choose your investment duration (1 to 40 years)
The calculator instantly shows your total invested amount, estimated returns, and the final corpus. The chart visually represents how much comes from your investments versus growth.
Understanding SIP Investments
A Systematic Investment Plan (SIP) is a method of investing fixed amounts regularly in mutual funds. Benefits include:
- Us Dollars Cost Averaging: Buy more units when prices are low, fewer when high
- Disciplined Investing: Automatic monthly investments build wealth gradually
- Power of Compounding: Returns generate their own returns over time
Why This Calculator Is Useful
Our tool helps you:
- Set realistic financial goals based on your investment capacity
- Understand how small regular investments can grow significantly
- Compare different investment scenarios by adjusting parameters
- Plan for major expenses like retirement, education, or home purchase
